The Only Budget App That
Encrypts Your Data
Unlike other finance trackers that store your transactions in plain text, Budgeting365 locks everything in an AES-256 encrypted vault. No servers, no accounts, no sign-ups — your money data stays on YOUR device, with optional encrypted Google Drive backup. Free to use — one purchase removes ads forever.
Multi-Account Tracking
Cash, bank, wallet, UPI — track every account in one place with real-time balances.
Smart Budgeting
Set monthly limits by category. Visual rings show exactly how much is left to spend.
Savings Goals
Set a target, track progress, and celebrate milestones. Save for anything, visually.
Loan & EMI Manager
Track active loans, EMI schedules, and interest breakdowns. Know your payoff date.
Bills & Subscriptions
Never miss a due date. Recurring bills auto-log and send you smart reminders.
Reports & Insights
Category breakdowns, monthly trends, and spending spikes — all in beautiful charts.
Credit Card Management
Track statements, due dates, and utilization. Multiple cards, zero chaos.
Spending Challenges
Gamify your saving habits. Set challenges, earn streaks, and build discipline.
Household Analytics
Track family spending by member. See who spends what, where, and how much.
Net Worth & Investments
Assets minus liabilities at a glance. Track your financial growth over time.
Smart Notifications
Bill reminders, budget warnings, and daily logging nudges — never over-spend again.
50+ Currencies
Works worldwide. Pick your currency, set your format — everything adapts instantly.
Multi-Account Tracking
Cash, bank, wallet, UPI — track every account in one place with real-time balances.
Smart Budgeting
Set monthly limits by category. Visual rings show exactly how much is left to spend.
Savings Goals
Set a target, track progress, and celebrate milestones. Save for anything, visually.
Loan & EMI Manager
Track active loans, EMI schedules, and interest breakdowns. Know your payoff date.
Bills & Subscriptions
Never miss a due date. Recurring bills auto-log and send you smart reminders.
Reports & Insights
Category breakdowns, monthly trends, and spending spikes — all in beautiful charts.
Credit Card Management
Track statements, due dates, and utilization. Multiple cards, zero chaos.
Spending Challenges
Gamify your saving habits. Set challenges, earn streaks, and build discipline.
Household Analytics
Track family spending by member. See who spends what, where, and how much.
Net Worth & Investments
Assets minus liabilities at a glance. Track your financial growth over time.
Smart Notifications
Bill reminders, budget warnings, and daily logging nudges — never over-spend again.
50+ Currencies
Works worldwide. Pick your currency, set your format — everything adapts instantly.
Your data. Your device.
No exceptions.
Budgeting365 uses a local-only architecture. Your financial data is encrypted with AES-256 on your device and never transmitted to our servers — because privacy isn't a feature, it's a right.
- AES-256 Vault Encryption — strong encryption to keep all your data safe
- Biometric & Password Lock — fingerprint or PIN to access the app
- Offline-First Architecture — your financial data stays on your phone by default. Optional encrypted Google Drive backup available. Internet is used only for ads (removable), optional backup, and security checks
- No Tracking on Your Finances — your financial data stays on your device (unless you opt into encrypted Google Drive backup), never shared with ad networks
- GDPR Consent Built-In — EU/EEA/UK users see a consent dialog before any ads load (Google UMP SDK)
- Open Architecture — CSV import/export, you own your data always
Simple, honest pricing
No subscriptions. No monthly fees. No hidden charges.
- ✓ All features included
- ✓ AES-256 encryption
- ✓ Unlimited accounts & budgets
- ✓ CSV export
- • Includes non-intrusive ads
- ✓ Everything in Free
- ✓ All ads removed permanently
- ✓ No subscriptions, ever
- ✓ Zero data collection
- ✓ Support indie development
Start your journey to financial freedom
Download Budgeting365 today. No sign-up required. No account needed. Free with ads, or pay once to go ad-free forever.
Download on Google Play